Terms of Service

Welcome to Stochter (https://www.stochter.com), a social media platform for finance enthusiasts, investors, and anyone interested in market trends. By accessing or using our services, you agree to be bound by these Terms of Service.

Please read them carefully.

1. Acceptance of Terms

By using Stochter, you agree to these Terms of Service and our Privacy Policy. If you do not agree, do not use the platform.

2. Eligibility

You must be at least 16 years old to use Stochter. By using the platform, you confirm that you meet this requirement.

3. User Accounts

To use certain features, you must create an account using either:

• Your Email, Username, User Id and a Password, or
• A third-party service like Google (Gmail)

You are responsible for maintaining the confidentiality of your login credentials and for all activity under your account.

4. User Content

You retain ownership of content you post (e.g., text, comments, likes). However, by posting, you grant Stochter a non-exclusive, worldwide, royalty-free license to use, display, and distribute your content within the platform.

You agree not to post:

• False or misleading information
• Offensive, hateful, or illegal content
• Spam or promotional content without permission

We reserve the right to remove content or suspend accounts that violate these terms.

5. Copyright Infringement and User Responsibility

Stochter is a platform that allows users to share content, including links and media. Users are solely responsible for ensuring that any content they upload or share, including images, does not violate third-party copyrights. Users must not upload or embed copyrighted materials such as photos from news sources unless they have the legal right to do so.

Stochter does not actively monitor all content uploaded by users. However, we comply with applicable copyright laws and will respond promptly to valid takedown notices. If you are a copyright holder and believe your rights have been infringed on the platform, please contact us at [email protected].

We reserve the right to remove infringing content and/or suspend user accounts that repeatedly violate copyright policies.

6. Platform Rules

You agree to:

• Use Stochter only for lawful purposes
• Respect other users
• Not attempt to harm or disrupt the site or its infrastructure

7. Intellectual Property

All platform content (excluding user content), including logos, design, and code, is the property of Stochter and may not be used without permission.

8. Termination

We reserve the right to suspend or delete your account if you violate these terms or engage in harmful behavior.

You may also delete your account at any time by contacting us at [email protected].

We retain personal data only as long as necessary to provide our services, comply with legal obligations, and protect our interests. Inactive accounts may be deleted after 12 months of inactivity.

9. Disclaimers

Stochter provides content for informational and social purposes only. We do not provide investment advice, and we are not responsible for decisions made based on content on the platform.

10. Limitation of Liability

To the maximum extent permitted by law, Stochter is not liable for any indirect or consequential damages arising from your use of the platform.

11. Changes to Terms

We may update these Terms of Service from time to time. Continued use of the platform constitutes acceptance of the new terms.

12. Additional Rights for Users in the EEA, United Kingdom, and Switzerland

If you are located in the European Economic Area (EEA), United Kingdom, or Switzerland, you are entitled to certain additional rights and protections under applicable data protection and digital service laws, including the General Data Protection Regulation (GDPR) and the Digital Services Act (DSA).

These rights include:

• The right to access, correct, delete, or restrict the processing of your personal data
• The right to withdraw your consent to data processing at any time, without affecting the lawfulness of processing based on consent before its withdrawal
• The right to object to the processing of your data and to request data portability
• The right to receive clear information about automated decision-making and content moderation practices
• The right to appeal decisions related to content removals or account actions
• The right to file a complaint with your local data protection authority regarding our handling of your personal data

If you wish to exercise any of these rights, please contact us at [email protected]. We will respond to your request in accordance with applicable legal requirements, typically within 30 days.

Stochter complies with the General Data Protection Regulation (GDPR) and the Digital Services Act (DSA) and provides tools and mechanisms to support these rights. If you have questions or requests related to your rights under these laws, please contact us at [email protected].

13. Informational and Educational Use Only

All content posted by users on the Stochter platform is intended for informational and educational purposes only. Such content does not constitute financial, investment, tax, legal, or other professional advice, and should not be relied upon as such.

Stochter does not endorse or guarantee the accuracy, completeness, or reliability of any user-submitted content. Users are solely responsible for their own posts and should consult qualified professionals before making any financial or investment decisions based on information found on the platform.

Please note that some content on Stochter may be generated or assisted by artificial intelligence (AI). While AI can provide useful insights, it is not infallible and may produce inaccurate or misleading information. Users should always exercise critical judgment and verify facts from trusted sources.

14. Contact

If you have any questions about these Terms, please contact:

[email protected]

https://www.stochter.com